Getting an appraisal from JNJ AppraisalThousands of people in Wisconsin buy, sell or refinance their home every year. A lot of these transactions have a simple line item for an appraisal. And while there are a budding number of automated home valuation processes that may seem less expensive than an appraisal, the majority of lenders still want a local expert because the stakes are so high. You might think that getting a mortgage is the only basis for getting an appraisal, but there are other situations when the services of a certified, independent real estate professional might be helpful.
Let JNJ Appraisal help you challenge your tax assessment in Columbia CountyIf you live in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. An appraisal from JNJ Appraisal is your best evidence when building your case. At JNJ Appraisal,we can assist you in appealing your tax assessment.
How can you do away with PMI to lower your mortgage payment?When the amount being loaned to the homebuyer is more than 80% of the actual value of the property, almost all lenders ask home owners to purchase an added insurance policy. That policy is Private Mortgage Insurance, or PMI. Since the added payment is usually folded into the monthly mortgage payment, it is often forgotten. This is damaging because PMI isn't required when the remaining balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI payments when the loan-to-value ratio conditions have been met.
If you'd like to eliminate PMI, JNJ Appraisal can provide you with a statement regarding the value of your home. The expense of the appraisal can usually be recovered in a short amount of time because you'll no longer be paying the PMI.
Divorce settlement with less stressA divorce can be a particularly daunting ordeal for both parties, and it is often more complicated by the strenuous decision of who maintains the home. So both parties are completely aware of the true market value of their property, it's a good idea to get an appraisal from JNJ Appraisal, regardless of the situation.
The parties will have a a good idea of what price to set, if they need to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.
Fair and accurate estate liquidationLosing a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the maximum degree of discretion.
Most Americans do not have dedicated estate planners or executors to handle these matters, unlike wealthier individuals. And since a home or other property often makes up an uneven share of the total estate value, understanding the absolute value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received a fair deal.
Let JNJ Appraisal help you with relocating to or from Columbia CountyWe are aware of the stress involved with an employee relocation. We take great care in organizing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive characteristics of their property, along with information about any recent sales or listings in their neighborhood that they want considered during our detailed process.
Don't sell out short or let your home stay on the market too long.A professional appraisal will help you make a more informed decision regarding your asking price, whether you decide to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees aren't a percentage of the sales price, but rather they depend on our efforts to finish the appraisal.
On a daily basis, we determine the difference in value items like an extra bathroom or a kitchen remodel can make. Seeking a professional appraisal is a reliable way to decide what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses are one the market.